By way of introduction. In the mid 1980’s having been Head of The Advances Department of The Gordon Street Office, Glasgow of The Royal Bank of Scotland I was “invited” to set up what was the first Business Development Unit of any Bank in Scotland. It was a great success, but when I suggested making it “Scotland wide” I was advised that I was “Empire Building.” So much for being 5 years “ahead.” That ended a career, which started in Kirkcaldy, Fife, of 25 Years with the Royal, Bank of Scotland. including 7 years in London, as I was headhunted to Develop the Companies within the former James Finlay Bank Group. When a new Chairman of the parent company, James Finlay Plc decided to sell off all the Companies within the Bank, I decided to set up my own consultancy...... Read More >>>
Bill Christie, Managing Director of CER Business Finance Ltd, is a Chartered Banker and a Fellow of the Chartered Banker Institute.
WHAT I OFFER…
Having had a career of over 25 years with a Scottish Clearing Bank,(which started in my home town of Kirkcaldy, Fife) including seven years in London, I was responsible for the setting up of the first ever Business Development Unit at Branch level in a Scottish Bank.
My business development attributes coupled with my experience in managing a large lending department led me to be appointed to develop the activities of a Scottish Merchant Bank
Every business, whether it be a sole trader, partnership, LLP or limited company has a requirement for one important thing “The need for money”.
Start-up costs; research and development; purchase/lease/refurbishment of property; stock; wages; equipment; plant and machinery; working capital... Read More >>>
Together are property finance experts.
As an Ambassador for Together, I’m proud to provide my network with access to flexible finance solutions for commercial and residential mortgages.
Together take a common-sense approach to lending, and have been trusted for 50 years to help people realise their property ambitions.
If you or your clients have a complex case and need a straightforward decision, please get in touch with me to discuss your needs.
As an Ambassador for Together, the property finance experts. I act, when appropriate, as an introducer for clients who are looking for secured lending solutions.
Together’s experience means that they can look beyond mainstream criteria, and use their common sense to make quick decisions to suit a variety of needs. Often they can help where other lenders might not be able to.
This role has given me the opportunity to extend my services through CER Business Finance to existing relationships, previous connections and old friends, and become part of a new Together community.
An interview with Sean Hewitt MD The Trusted Business Community Association
Taking a deeper dive into how Accredited Member, Bill Christie FCBI, of CER Business Finance Limited is more than a financial beacon of light.
The Trusted Business Community Association
The Big Interview
The Business Spotlight Podcast
Hospitality Interviews
Part 1
Part 2
My presentation to the TTBCA
Part 1
Part 2


a) Starting up
b) Considering expanding your current business
c) Seeking investment for your business


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